It is possible to do without a separate eye cream if you have evenly normal skin and  use a well-chosen face moisturizer, paying attention to the skin around the eyes.

But there are some cases when you need to use an eye cream:

1. You have very dry skin around your eyes.
2. You have sensitive/irritated eyelid skin.
3. You use a mattifying cream for your face, but your eyelids need more moisturization and nourishment.
4. You need a base for thick concealer or foundation as they can dry out the thin eyelid skin.

As far as dark undereye circles and bags are concerned, eye creams offer little help.

The cause of dark circles under the eyes is thin skin and blood vessels, and bags can be hernias, so these problems are best treated with surgery or injections.

The good news is that eye creams can fight the first signs of aging (wrinkles, creases, skin dullness). For this purpose, choose products with such active ingredients as niacinamide, vitamin C, retinol, and peptides. Creams with these ingredients are usually well-formulated and work gently yet effectively.